Hi - I’m Nafeesa and I’m the co-founder and Chief of Product at Quirk. I’m originally from Sri Lanka and moved to the US for my Bachelors and worked in Silicon Valley for several years before I moved to London. I’m a user experience & product designer by training and always been passionate about using technology for good.
I am an “Explorer”, and it’s quite accurate with regards to how I manage my money. I have good financial habits but tend to overspend on things I enjoy and very much think big picture when it comes to my finances!
I realised that young adults don’t become financially literate early enough and it was more apparent that as a woman, I was far behind my male peers when it came to growing and investing my money. I founded Quirk, with the vision to make managing money more fun and engaging for people, help them build good financial behaviour earlier in life and to put humans, not numbers at the heart of a financial service.
Until I started working on Quirk - I actually had a very out of sight out of mind approach when it came to my finances. It gave me a lot of anxiety to check my bank balance and I felt very overwhelmed getting started with investing or taking any action on improving my finances. As I’ve progressed through my career with some nudges from friends & family, I’ve made it a priority to become more financially literate and take control of my finances to feel more in control and empowered over my future. With Quirk, I hope to make it easier for others to take control of their financial well being.
I’m all about prioritising things that I enjoy. I’ll make sure to spend less on shopping but go all out food because it’s something I really enjoy. Practically I track my spending categories after taking out essential costs to better understand where most of my money goes. I then rearrange my spend amounts for each category on items I really value.
To be financially independent. For me being financially independent means that I can live the life I want on my terms. It means having choices, taking risks and not ending up in a financially vulnerable situation. The main actions I’m taking for this is hitting my saving goals each month and investing my spare cash in long-term investment funds.
I love spending on clothes & jewellery. I make sure never to go overboard but I love the feeling of wearing “new” things, makes me feel confident and happy and feeds into my design side!
Not very often! but I try to check my portfolio and balance every few weeks to make sure I’m staying on track with my goals.
I have a Monzo & Barclays bank account, I have a Nutmeg & Freetrade investment account and Binance for trading crypto. I use Quirk to manage the above and also give me insights on how to optimise my goals.
Sign up to Quirky Fridays for a round-up of the week’s most important news on the economy and tips that will help with your personal finances. Every Friday at 4PM straight to your inbox.