My name is Queenie and I'm passionate about making money and investing. I'm based in Sydney, Australia. My personal finance journey started when I loved out of home at 19 and I was earning just $400 per week. I could barely afford to pay my bills and groceries each week. Fast forward only a few years and I have bought my own home, I have investments, I have a 6 figure income and I'm on a journey to reach financial freedom. I feel very grateful for how my life panned out and I wanted to be open, honest and transparent about my journey and the things I've learned on my YouTube channel.
This was a really great personality test! I ended up getting the Optimiser! I did find it accurate. I am very frugal when it comes to my expenses and I'm always looking for ways that I can spend less money.
I was inspired to start a YouTube channel about personal finance after COVID happened because I saw people losing their jobs and struggling and it made me feel like I needed to create content, put it out there and do something good in the world. I try to create content which is helpful and unique from my own personal perspective and experience. I cover topics such as investing and saving money tips, marketing tips, real estate and stock market investing and how to travel smarter.
I grew up really frugally, so that's really impacted the way that I view money and my goals to get to financial freedom. Since I grew up frugally, money was something that I've always respected and I'm grateful for all the money lessons I learned growing up frugally.
Eventually, I'd like to get to financial freedom so that I can work on my own terms.
Having a goal!! It's so important. I had a goal of saving for a house deposit and it made my saving and investing a lot more meaningful and it was easy to manage my spending. After I reached this goal, I now have the goal to get to financial freedom so it helps me maintain a balance and manage my spending.
Worst money advice, probably investing in cryptocurrency, but I think that was my fault for not getting out at the right time and not knowing enough about investing. I invested in cryptocurrency back in 2017, I made a 400% return on investment and then I lost it all in the cryptocurrency crash back in 2018.
I love traveling. It makes me so happy. I love visiting new places and exploring new ways of life. I can't wait until COVID is over so I can do this even more.
Once per month, when I do my credit card statements. Occasionally I'll check MoneyBrilliant which is an app I use to track my spending, assets and liabilities.
I have a high interest savings account with ING. I use American Express credit cards and Mastercards to purchase things with, because I collect points. I always ensure that I pay off my credit cards in full each month so that I don't get into debt. I also use MoneyBrilliant to track my net worth and expenses.
Watch personal finance YouTube videos (shameless plug to my channel) and also reading. Some books I love related to personal finance are: Rich Dad Poor Dad, The Millionaire Next Door and Invested.
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