The quiz was really fun to take. I got "the artist"! I agree with the money attitudes, but I did consider retaking it because I'm not sure it fully aligned. The only reason I felt it did not align was because of the “not so good” explanation of the personality results. I wouldn't consider myself risk averse and investing is a big part of my money goals. I personally identify more with “the optimizer’s” description with a hint of “the artist”. In the end, I took the quiz again and got “the artist.” I guess it must be true!
Tips Accepted came about in the midst of the pandemic. It was born out of a personal passion, a desire to help others, and, quite frankly, too much time on my hands. I asked myself, “what is something that I excel at that I could share with others”? It didn’t take too long to realize that I could help inspire and educate others about personal finance. I chose the name “Tips Accepted” because I wanted it to be an outlet that gave useful tips, but also a community that learned from others. I am by no means an expert and I am always happy to learn. Only together can we mend financial literacy gaps.
I have a close relationship with personal finance and it’s a prominent part of my life. Not because I aspire to be rich, but because of what I want to accomplish by reaching financial independence.
"I am in pursuit of the ultimate goal - TIME"
This goal has helped me reevaluate what I am willing to trade my time for currently and in the future.
One of the most useful techniques in my financial life is automation. With every pay-check, both savings and investing goals are automatically deducted and sent to the respective accounts. I adjust as needed over time- depending on how aggressive or conservative I need to be. This method helps me achieve my financial goals and have guilt-free spending with what is leftover.
"You earn enough, you can afford it." ...Uh, no thank you. That's how you get lifestyle inflation. SMH.
FOOD. More specifically, ice cream. I’d love to buy an ice cream shop one day. I eat ice cream almost EVERY DAY. No joke. It’s a problem.
Almost daily. It gives me peace. I’m a bit of a control freak when it comes to my finances.
I currently have a (note: Nat is based in the US):
...and last but not least, I have Personal Capital to help me manage it all. I really don’t like spreadsheets so this is a lifesaver.