Hi, my names David, I'm 26 and live in South-East London. I launched @thepersonalfinancecoach in November 2019 and am a personal finance coach helping people to master their money.
I think the quiz is pretty spot on. When I'm in the personal finance zone I am certainly the one to check out all the comparison sites and make sure that my money is working as hard as possible for me! If my money isn't in its correct place, it won't be out of place for long!
I've always had a passion for personal finance, and during last year I decided to take the plunge and start talking about it online and seeing how I could help others.
Now I talk about all aspects of personal finance as well as offering 1-2-1 coaching sessions to help people whip their personal finances into shape.
My relationship with personal finance is very goal oriented. I like to set myself both long term and short-term goals and make sure my budget reflects that accordingly. If I don't have a goal it can be hard for me to know where my money needs to go!
I always set aside a little bit of money each month to spend on whatever I want as well as saving a little for the same reason. That way I have a little bit of freedom, because you never know what life may throw at you in any given month.
The worst money advice I ever received was to worry about your credit score. That's not the important part - focus on your credit history instead.
Food. Always appreciate food.
Current account at least once a day probably, all my other accounts at least once a week.
One Current account, the 'Spending Tracker' App, and one savings account. I learnt early on that personal finance doesn't need to be complicated. Keep it simple.
Track your income and expenses, set a clear goal, clear all your debt - do all of these three things and you won't go far wrong!
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